The Florida Insurance Program (FIP)

The Approved Insurance Solution For Florida Owner/Operators

Mission:

Increased Long-Term Insurance Price/Cost Stability in Florida

Solution:

Property – Layered Insurance Program Through Lloyds of London and Others

Goals and Opportunities:

In 2013 premiums were again rising dramatically (100%+) and for the first time a layered Property solution was setup using multiple companies each taking a portion of the risk from large catastrophic events and more.  This concept created diversification in the Florida system while also making it easier to negotiate future pricing.  It also allowed us to simply replace individual partner company with the goal of keeping the pricing as low as possible.  This approach and policy contain Florida based Owner/Operators only.  This means that events outside Florida should not affect Florida Owner/Operators pricing as much as prior.

Summary:

This strategic option is available to all Florida based Owner/Operators.  Most Florida Owner/Operators have been united together on insurance and safety to stabilize long-term insurance prices in Florida.

RESOURCES

Property, General Liability, and Crime. Call Now To Get A Quote.

Learn More
Application

Umbrella (Commercial)

Application
Learn More

Employment Practices Liability (EPL)

Application

Network Security & Privacy Liability Insurance (Cyber). Contact Us For A Quote.

Learn More
Application

Funds Transfer Coverage

Learn More

Worker’s Compensation

Learn More

Personal Excess Liability

Learn More

Commercial Auto Insurance

Apply Now

Named Windstorm Deductible Buy-Down

Apply Now

Trade Name Restoration (Foodborne Illness)

Apply Now

Other Coverages to Consider

Learn More

Utility Bonds

Apply Now

Insurance Certificates

Request Now

Report A Claim

Report

Safety and Prevention Resources

Subscribe

RESOURCES

Property, General Liability, and Crime. Call Now To Get A Quote.

Umbrella (Commercial)

Employment Practices Liability (EPL)

Network Security & Privacy Liability Insurance (Cyber). Contact Us For A Quote.

Funds Transfer Coverage

Learn More
Application
Application
Application
Learn More
Application
Learn More

Worker’s Compensation

Personal Excess Liability

Commercial Auto Insurance

Named Windstorm Deductible Buy-Down

Trade Name Restoration (Foodborne Illness)

Learn More
Learn More
Apply Now
Apply Now
Apply Now

Other Coverages to Consider

Utility Bonds

Insurance Certificates

Report A Claim

Safety and Prevention Resources

Learn More
Apply Now
Request Now
Report
Subscribe

SAFETY

Download
MSU Login
PFS Newsletter