
The Florida Insurance Program (FIP)
The Approved Insurance Solution For Florida Owner/Operators
Mission:
Increased Long-Term Insurance Price/Cost Stability in Florida
Solution:
Property – Layered Insurance Program Through Lloyds of London and Others
Goals and Opportunities:
In 2013 premiums were again rising dramatically (100%+) and for the first time a layered Property solution was setup using multiple companies each taking a portion of the risk from large catastrophic events and more. This concept created diversification in the Florida system while also making it easier to negotiate future pricing. It also allowed us to simply replace individual partner company with the goal of keeping the pricing as low as possible. This approach and policy contain Florida based Owner/Operators only. This means that events outside Florida should not affect Florida Owner/Operators pricing as much as prior.
Summary:
This strategic option is available to all Florida based Owner/Operators. Most Florida Owner/Operators have been united together on insurance and safety to stabilize long-term insurance prices in Florida.
RESOURCES
RESOURCES

Property, General Liability, and Crime. Call Now To Get A Quote.

Umbrella (Commercial)

Employment Practices Liability (EPL)

Network Security & Privacy Liability Insurance (Cyber). Contact Us For A Quote.

Funds Transfer Coverage

Worker’s Compensation

Personal Excess Liability

Commercial Auto Insurance

Named Windstorm Deductible Buy-Down

Trade Name Restoration (Foodborne Illness)

Other Coverages to Consider

Utility Bonds

Insurance Certificates

Report A Claim

Safety and Prevention Resources