The Florida Insurance Program (FIP)

The Approved Insurance Solution For Florida Owner/Operators

Mission:

Florida Long-Term Insurance Price/Cost Stability

Solution:

Property – Layered Insurance Program Through Lloyds of London and Others

Goals and Opportunities:

In 2013 premiums were again rising dramatically (100%+) and for the first time a layered Property solution was setup using multiple companies each taking a portion of the risk from large catastrophic events and more.  This concept created diversification in the Florida system while also making it easier to negotiate future pricing.  It also allowed us to simply replace individual partner company with the goal of keeping the pricing as low as possible.  This approach and policy contain Florida Owner/Operators only.  This means that events outside Florida should not affect Florida Owner/Operators pricing as much.

Summary:

This strategic option is available to all Florida McDonald’s restaurants/stores.  Owner/Operators now are united together on insurance and safety to stabilize long-term insurance prices in Florida.

RESOURCES

Property, General Liability, and Crime. Call Now To Get A Quote.

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Application

Umbrella (Commercial)

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Employment Practices Liability (EPL)

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Network Security & Privacy Liability Insurance (Cyber). Contact Us For A Quote.

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Funds Transfer Coverage

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Worker’s Compensation

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Personal Excess Liability

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Commercial Auto Insurance

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Named Windstorm Deductible Buy-Down

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Trade Name Restoration (Foodborne Illness)

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Other Coverages to Consider

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Application

Utility Bonds

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Insurance Certificates

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Report A Claim

Report

Safety and Prevention Resources

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RESOURCES

Property, General Liability, and Crime. Call Now To Get A Quote.

Umbrella (Commercial)

Employment Practices Liability (EPL)

Network Security & Privacy Liability Insurance (Cyber). Contact Us For A Quote.

Funds Transfer Coverage

Learn More
Application
Application
Application
Learn More
Application
Learn More

Worker’s Compensation

Personal Excess Liability

Commercial Auto Insurance

Named Windstorm Deductible Buy-Down

Trade Name Restoration (Foodborne Illness)

Learn More
Learn More
Apply Now
Apply Now
Apply Now

Other Coverages to Consider

Utility Bonds

Insurance Certificates

Report A Claim

Safety and Prevention Resources

Learn More
Application
Apply Now
Request Now
Report
Subscribe

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