COVID-19 Our Insurance Partners Messages 2020-06-01T10:42:50-04:00

COVID-19 Our Insurance Partners Messages and Support

Main Street America

At The Main Street America Group, we realize these are unprecedented times, and want to make sure you know we are taking all necessary steps to do our part to limit the spread of the virus.
 
We also understand that amidst rising concerns, insureds may need extra time to make their premium payments.
 
To help meet the needs of our customers, from now through April 30, 2020, The Main Street America Group is accepting requests for extending payment due dates 60 days from the date requested. This applies to all direct bill policyholders who have been financially impacted by the coronavirus (COVID-19).
This revision replaces the 30-day extension period communicated in a prior notice.
This means, if requested and approved, premium payments currently due and all associated billing will be suspended for 60 days (state mandates will take precedent and we will comply with those in lieu of this exception policy). Policies granted extensions will not cancel for non-payment. Please note premiums are not being waived and will be due in future policy installments.
 
20 percent premium return for all Besnard Insurance and Dean Villella Agency clients insured within the months of April and May for policies in force and calculated as of March 31, 2020.
 
Note: Terms could change as the current situation unfolds and could also be different per State.
Zenith Insurance Company – Florida Update (Work Comp)
Zenith Insurance Company (Workers Compensation) – Florida Special Message
Please be assured that Zenith will NOT be sending any notices of cancellation to Florida Owner/Operators during this time, and we fully intend to support our policyholders and to make adjustments to their policy as needed.
 
To address the global concern about the coronavirus (COVID-19), we’ve added new COVID-19 and employee work from home trainings and resources to Zenith Solution Center®.
Note: Terms could change as the current situation unfolds and could also be different per State.
AmTrust Insurance Company
AmTrust understands that many of your clients may have been directly impacted by the COVID-19 situation and we are here to help them with the financial hardship this has caused.
 
As a result of our client needs, AmTrust is offering clients Pay-As-You-Owe®(PAYO®), our Workers’ Compensation payment option, provides insureds a way to make smaller, more accurate payments based on their actual payroll. If your clients face layoffs or decreased staff levels, switching them to PAYO will enable them to match their premiums to reduced payrolls.
 
Note: Terms could change as the current situation unfolds and could also be different per State.
Amerisure Insurance Company (All Lines of Coverage)
Amerisure has suspended all cancellations due to non-payment from March 17 through May 1 (or later if required by an individual state). As a reminder, Amerisure does not charge late fees. Amerisure is actively willing to discuss any additional payment or billing issues on a customized case by case basis.
 
Note: Terms could change as the current situation unfolds and could also be different per State.
Guard Insurance Company
Many businesses have been impacted by COVID-19 and More. While we expect the disruption to be short term, many businesses will need to make changes to their policies to manage expenses and we are open and standing by to help.
We have updated our systems to extend the grace period for cancellations for non-pay to 30 days past due date rather than the current 5 days. We hope this allows our valued clients to better manage through this unprecedented situation.
Note: Terms could change as the current situation unfolds and could also be different per State.
National Programs (N.O.I.T Endorsed)
     Markel Specialty
     Markel Specialty recognizes a number of policyholders have been impacted and may be facing financial obstacles as a result of the actions being taken to prevent the spread of the COVID-19 virus and More. For         our policyholders who notify us that they cannot pay their premiums due to certain events, we are initiating a temporary 60-day voluntary hold on cancellations and non-renewal notices, except in those states           where regulatory orders require a longer time period or stricter guidelines. While we will continue to bill them for premiums, payments will be deferred. In addition, Markel Specialty will not cancel for non-               payment and will waive any late fees during this hold. In all cases, Markel Specialty is following state regulatory guidelines, which we continue to monitor and evaluate on a daily basis. We are also committed to        working with policyholders with additional needs on a case-by-case basis.
 
     EMPLOYERS
 
     Given the extraordinary national circumstances, EMPLOYERS is offering immediate relief by placing a moratorium on all billing cancellations. Additionally, all pending cancellations that were effective as of               3/1/2020 have been rescinded.  The moratorium will be re-evaluated by 5/15/2020 for alteration or extension.
     EMPLOYERS will comply with applicable state law with regard to late payments and grace periods.   MORE DETAILS
 
Note: Terms could change as the current situation unfolds and could also be different per State.
Imperial PFS (IPFS) Premium Financing
Imperial PFS values it’s clients and will help in anyway we can during this unprecedented times. We have put several measures in place to ensure the safety of our Associates while providing uninterrupted Legendary Customer service to our agents and account holders. 
Customers are reminded and encouraged to access account status, make payments, and monitor account activity any time, from anywhere at ipfs.com. Our mobile app, IPFS Connect® is also a valuable asset to help you navigate the premium finance elements of your everyday business.
 
1. For our valued Owner/Operators clients, we are proactively waiving all late fees assessed from March 15th through April 30th. You will not need to do anything for this to occur. For more details, please read below.
2. We have instructed our IPFS Associates to extend cancellation notices up to 30 days beyond the payment due date where it may be needed.
3. We will apply, based on the owners preference, return premium from policy modifications to the next payment or spread out savings over the balance of the loan term.
 
Note: Terms could change as the current situation unfolds and could also be different per State.